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Initially it was put forward as a popular suggestion from a forum member, the general consensus being that it would engender trust among members as we hold a fair degree of sensitive information which should be kept private. As a forum owner I'd like to make use of it in order to verify a member's login for similar reasons.

I agree its use might be limited to some extent but I also believe it would be beneficial to have it as an option as it seems to have become the norm for the majority of applications that require the creation of a login or transaction. I feel it's more important more than ever to be able to offer forum features that reflect today's usage of technology.