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IMHO financial features need to be in 1st party software because of the potential for abuse and the need for solid code.

Such functionality would give addon developers a wide range of possibilities.

Having such official addon would allow xenforo webmasters to generate much more income through new income streams which is good for the XenForo ecosystem as a whole.

I would very much like to see an official addon for monetizing. Functionality which could be included is:

• Donations: custom amounts, gifts, goals, guest donations.
• Advanced Subscriptions. Stacking, prolong, at registration, gift, etc.
  
• Shop: sell digital products and real products.
• Sell community content & features.
• Paywall. Limit content viewing.
  
• Payment links.
• Credits & Wallet.
• Classifieds.
• Billing: send invoices for any of the above.
• Commissions (take a % of sales)
  
• Affiliate (give a % of sales)
• Mailings to generate income by promoting the above.
• Connector with bookkeeping software.
• Connector with shipping software.
• Connector with affiliate platforms.

If the basic functions of such a platform are there, then addon developers could expand on it.

I know this suggestion is a tall order, but I do think there is a need for this. Even if it starts small and is slowly expanded.